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Decentralized Democracy

House Hansard - 107

44th Parl. 1st Sess.
October 4, 2022 10:00AM
  • Oct/4/22 7:47:37 p.m.
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Mr. Speaker, rather than acknowledge the significant and ongoing failures, the member is trying to congratulate his government for maybe now doing marginally better than the disastrous situation we dealt with in the summer and the spring. I may have low expectations of the government when it comes to delivering basic services, but Canadians should be able to expect more in terms of the response. We continue to deal with a reality in our office, for instance, where we are not able to do basic status checks and get information unless people have travel booked. The response times continue to be unacceptable. Again, as I mentioned, I continue to have a constituent with an outstanding passport issue who made their application back in February. I heard this summer from Canadians who had to cancel trips and miss important family events and who experienced a huge amount of stress and anxiety as a result. Rather than congratulating themselves, are the Liberals prepared to apologize to the Canadians who were hurt by their failures?
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  • Oct/4/22 7:48:54 p.m.
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Mr. Speaker, the minister responsible for Service Canada has been travelling throughout the country visiting passport centres and talking with staff. The Government of Canada is taking this situation very seriously and we are taking the necessary steps to remedy it. The hard work of Service Canada employees is paying off. Almost everyone who applies in person at a specialized passport office will get their passport in under 10 business days. I would like to again thank the member for Sherwood Park—Fort Saskatchewan for his advocacy.
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  • Oct/4/22 7:49:31 p.m.
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Mr. Speaker, in 2021 the Liberals promised to permanently eliminate interest on federal student loans. Let us be clear. On page 17 of the Liberal Party's 2021 election platform document, entitled “Forward. For Everyone”, it states that a re-elected Liberal government will: Permanently eliminate the federal interest on Canada Student Loans and Canada Apprentice Loans to support young Canadians who choose to invest in post-secondary education. This will benefit over 1 million student loan borrowers and save an average borrower more than $3,000 over the lifetime of their loan. This promise seems fairly straightforward. However, it now seems that Forward. For Everyone” should read “Backward. For Students”. On February 17, I asked the minister responsible whether the re-elected governing party would keep its election campaign promise to students. Of course, amnesia had clearly set in, even though the government claimed to have the backs of Canada's students. Yes, it was roll out the smoke-and-mirrors approach again, and no pesky election promise was going to be allowed to get in the way. On September 17, an assistant deputy minister at the Department of Employment and Social Development gave notice in the Canada Gazette that the interest moratorium on Canada student loans and Canada apprentice loans would expire on March 31, 2023. Clearly, this must have been a mistake, so one week later, on September 23, I asked whether the Liberals would honour their promise. Again, the House was treated to obfuscation and platitudes. At a time when Canadians are struggling to make ends meet and students are taking on debt to afford an education, broken promises and empty platitudes will not cut it. The average federal student debt held by someone with a bachelor's degree is $23,000. I myself graduated with $25,000 in student debt. Moreover, to combat rampant inflation eating away at Canadians' paycheques, interest rates have nearly doubled to 4.7%. Are we to understand now that on April 1, 2023, the government will hand young Canadians and their parents a very cruel April fool's joke of a nearly $600 increase to student loan payments? Should that occur, I cannot fathom the backtracking on this campaign promise, because there are few better investments than to invest in education. On average, someone with a bachelor's degree will pay almost $15,000 a year in annual taxes, nearly double what someone with a high school diploma pays. This is annually, not just one time. It is a recurring benefit to our country, not only in the tax dollars that fund the services that Canadians rely on, but also in a more educated and upskilled workforce. The societal and fiscal benefits are clear. There is also, however, the honouring of a promise to students, along with the business case for investing in our country's next generation. In conclusion, can the government educate students and Canadians on what will happen on April 1? Can it shed light on the path forward for all by letting us know on what date interest rates will be permanently eliminated from Canada student and apprentice loans?
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  • Oct/4/22 7:53:21 p.m.
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Mr. Speaker, as I have said in the House many times, young Canadians and students are the future of Canada. More than 673,000 students each year rely on federal grants and loans to help them cover the cost of their tuition, school supplies and living expenses. That is why we are making historic investments to ensure that students continue to have the supports and opportunities they need to build a better future for themselves and their families. With budget 2022, we are helping doctors and nurses in rural and remote communities who have student loans. We are investing $26 million over four years so that nurses in these communities will have up to $30,000 in loan forgiveness and doctors will have up to $60,000, respectively. We are also enhancing the repayment assistance plan as of November 1, and that means people with an income of $40,000 or less will not have to make payments on their students loans. This measure is expected to help an additional 121,000 Canadians each year who have student and apprentice loan debt. Additionally, the cap on what is considered the monthly affordable payment is being lowered from 20% to 10% of a borrower's household income. What is more is that these new thresholds will be indexed to inflation to ensure that people's eligibility for repayment assistance keeps pace with the cost of living. There is more. With budget 2021, we provided $4.5 billion in funding to support expanded access to post-secondary education. Thanks to the Canada student financial assistance program, students and recent graduates will have more access to direct financial support, making it easier for them to pay off their student debt. In the summer of 2021, we extended the doubling of Canada student grants for an additional two years. We also changed the requirement so that students can use their current income when applying for a grant. That means people in financial need will not have their previous workforce experience count against them. New measures under the Canada student financial assistance program ensure that post-secondary financial supports are more accessible. Through these remarkable initiatives, I hope it is clear that we are committed to supporting Canada's students and recent graduates, and that we are committed to building the workforce of tomorrow.
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  • Oct/4/22 7:55:46 p.m.
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Mr. Speaker, I do not know what the parliamentary secretary is not getting. People are struggling to make ends meet. Is the government backtracking on its promise or is it because the government has overspent and now needs to recoup as much money as possible off the backs of students and parents? The parliamentary secretary has refused to answer when Liberals will honour their promise to permanently eliminate interest on federal student loans. That is fine. I will make it simpler. Will the government honour its promise and eliminate interest on federal student loans, yes or no?
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  • Oct/4/22 7:56:29 p.m.
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Mr. Speaker, by investing in our young people today, we are securing Canada's growth and economic prosperity for future generations. We remain committed to permanently eliminating the federal interest on Canada student loans and Canada apprentice loans. In the meantime, the waiver of interest accrual on student apprentice loans has been extended to March 31, 2023. This will mean savings for approximately 1.2 million Canadians repaying student and apprentice loans, the majority of whom are women. We will help young Canadians transition into the workforce. This is our commitment.
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  • Oct/4/22 7:57:05 p.m.
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The hon. member for Vancouver East is not present to raise the matter for which notice was given. Accordingly, the notice is deemed withdrawn. It being 7:57 p.m., the motion to adjourn the House is now deemed to have been adopted. Accordingly the House stands adjourned until tomorrow at 2 p.m. pursuant to Standing Order 24(1). (The House adjourned at 7:57 p.m.)
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  • Oct/4/22 11:51:58 a.m.
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  • Re: Bill C-30 
Madam Speaker, I am really enjoying the discussion today. The Bank of Canada has a target of 2% inflation that it is trying to bring us back to. As the member mentioned, in June inflation was growing, in July it peaked at 8.1%, and now it is coming back down to 7% because the Bank of Canada has introduced higher interest rates. The higher interest rates are impacting the more vulnerable people in Canada, so there is a combination there of trying to cool the housing market and trying to slow down the inflation caused by the out-of-control housing market. As the member says, the impact on seniors is something that we need to be addressing. Could the member talk about how this is a targeted approach with a time limit so that, when inflation comes back toward 2%, we do not have something that is going to fuel inflation going forward?
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