I wanted to raise the issue that the member from Humber River–Black Creek has proposed, last session and then this session, which is the idea of a consumer watchdog. While you have put a lot of new legislations and regulations in place, how is this government going to have an overall sense as to whether they’re having any impact, and whether there are actually positive outcomes for consumers, particularly vulnerable consumers? Similar to the Auditor General or the Ombudsman, you would be able to have a sense of the industry at large. Can you comment a little bit on the notion of a consumer watchdog that would be a complement to these regulations and legislations that you’re putting in place?