I want to thank the member of Thornhill for that question. As you know, before, you would have to go to the two offices—one is in Burlington; one is in North York—to get your information. But now that you can do it online, you can do it monthly. You could even prevent people from taking identity theft on you, because you could check your credit rating on a monthly basis to see how you stand out there, and that will protect you.

But not only that, you can even put a security freeze on your account. So if you look at someone that never needs to borrow money, he could freeze his account so that no information would ever be leaked.

These are all things that will protect our consumers out there, because as we know, there is a lot of identity theft that is going on right now. And you see what happens: You sometimes go to apply for a mortgage and someone already has a mortgage in your name. And even on your vehicles too—you have noticed that people have liens on your vehicle.

By doing this, that you can check your credit rating on a monthly basis for free, it will prevent or decrease theft.