Speaker, I beg your indulgence for two groups to introduce this morning. First off, we have Brampton North’s own Guransh Ghai, who is operating as page captain today, and we’re joined by his family: his mother, Shaminder; father, Manpreet; and sister, Hasrat Ghai. Welcome to Queen’s Park.

Also, I’d like to welcome Aggarwal Sabha Canada to Queen’s Park—I had all the names, and I just clicked “X.” I’m very happy to have a whole whack of people, and thanks to my friend Ashwani Aggarwal for organizing. We have Satpal Gupta, Parmod Goyal, Vinod Bansal, Mrs. Gazal Bansal, Yash Rani Goenka, Ashwani Aggarwal, Suresh Aggarwal, Ajay Gupta, Sanjeev Gupta, Shiv Par Kash Bansal, Pardeep Goel, Ashok Aggarwal, Sandeep Aggarwal, Deewan Chand Goyal, Bajrang Gupta and Salil Aggarwal from Aggarwal Sabha Canada. Welcome to Queen’s Park.

It’s always a pleasure to introduce our parents, the people who took care of us. It’s an absolute pleasure to welcome Puneet Sharma, Sheelu Sharma and Sheelu Sharma’s parents, Satya Naryan Sharma and Lad Sharma, for their first time to Queen’s Park. Welcome to Queen’s Park.

I’m really proud to welcome my family again to Queen’s Park: my wife Aleksandra, my son Aleksandar and my son Ilija. Welcome to Queen’s Park.

Ma question est pour la ministre de la Santé. Today, paramedics and dispatchers from Thunder Bay to Kingston and all across our province have come to Queen’s Park to share with us legislators the challenges they are facing on the front line of emergency care here in Ontario.

All political parties are sending representatives, but a month after the invitations were sent, only one representative from Mr. Ford’s government is confirmed to attend. Will the minister accept the paramedics’ invitation and join them any time between 1 and 3 this afternoon right here at Queen’s Park?

The paramedics are not just bringing concerns from the front line; they have solutions to offer. They need the ears of decision-makers like yourself, the minister; like your parliamentary assistant; like your ADM for emergency services, who were all invited to attend.

Minister, paramedics want to know: Will you come today and listen to the concerns of the people who answer the call and help us often on the worst day of our life?

Before I begin, I just want to acknowledge that we have so many students joining watching debate. Welcome to Queen’s Park.

It is always an honour to rise and speak on behalf of the residents of Parkdale–High Park, and today to speak to Bill 200, the Homeowner Protection Act. This bill puts an end to predatory scams through the use of notices of security interest, NOSIs, after installing and financing consumer goods like water heaters, furnaces, AC units and even home automation devices.

These scams have become all too common in our province and they have persisted for many, many years. These unethical companies have used NOSIs because the government of the day turned a blind eye.

What is particularly vile is that these scammers target and victimize some of the most vulnerable members of our community, such as seniors and newcomers. A constituent, an attorney from my riding, wrote to me saying that most people are “never aware of the regulations until the time comes to sell or finance the home, when they are suddenly on the hook for thousands of dollars. Some are seniors who have been ... criminally scammed.”

That’s the other aspect of this scam that is so vile: that it is done without the homeowner’s knowledge, and it becomes a lien against somebody’s property title. Then, the companies, these scammers, get to pocket a chunk of somebody’s property value for years and years. In fact, people become aware of these scams, these liens, only when it’s time for them to move or sell or refinance their home.

At a press conference that I was part of, we heard a story of a senior couple who were scammed into purchasing a furnace and air conditioner unit in 2015 and a NOSI clause was included in the fine print. They had 12 liens on their home, a home that they spent their lives paying for. Now, these scammers were trying to steal this couple’s home for themselves.

That was the press conference when we in the official opposition announced our bill, Bill 169, Removing Red Tape for Homeowners, to end the disgraceful practice by banning NOSIs and making it easier for existing ones to be removed.

The government responded quickly, announcing the very next day that they agreed with us, and they would move to ban NOSIs. Their swift action shows that this is necessary and urgent legislation, and there is agreement across party lines that it needs to be implemented immediately.

Governments promise action all the time, but often never follow through or drag their feet. But this time—to the Minister of Public and Business Service Delivery’s credit—he did follow through on his commitment to bring in legislation before spring, and here we are. It’s an example of how we can work together. When we do, it’s Ontarians who benefit.

Speaker, I am pleased to support this legislation to ban predatory NOSIs and protect Ontarian homeowners.