Senator Francis: Senator Gold, I am very concerned about the impact of repayments on First Nations living paycheque to paycheque, or worse. Can you please provide us with disaggregated data on the number of First Nations and other Indigenous people who received the Canada Emergency Response Benefit and how many received repayment letters? With regard to what the repayment process will look like, can you also provide us with a detailed explanation of the consequences of non-repayment? Is there discretion to cancel or waive penalties or interest for First Nations and others with an income below the poverty level?