- Member of Parliament
- Member of Parliament
- NDP
- Nanaimo—Ladysmith
- British Columbia
- Voting Attendance: 62%
- Expenses Last Quarter: $144,270.93
- Government Page
- Apr/26/23 7:15:14 p.m.
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Madam Speaker, there are many seniors who are reaching out to me who are struggling to make ends meet. I want to mention two seniors in particular.
Robin is a single senior in my riding living on a fixed income. She currently pays 75% of her income on housing. This is way too much for her to be paying.
Mary, another constituent in my riding, who is widowed and living off of a fixed income, is experiencing health conditions. She has diabetes and renal failure, to be specific, and has been recommended a special diet to minimize the impacts of these health conditions, but she cannot afford to purchase the foods that are being recommended to her by the dieticians so she can live her healthiest, happiest life.
There are some real solutions being put forward by Single Seniors for Tax Fairness, which I believe are tangible and clear ways that the government can move forward to help seniors. One example is to give seniors, upon their death, the right to transfer their—
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- Apr/26/23 7:07:37 p.m.
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Madam Speaker, I am grateful to be here today to ask the member some follow-up questions around tax fairness for seniors.
I want to first give a big shout-out to Single Seniors for Tax Fairness for its advocacy and work to bring light and solutions forward around the unfair tax system that negatively impacts single seniors. In my riding of Nanaimo—Ladysmith, BC Seniors and Pensioners Nanaimo has been serving our community for more than 80 years. This organization provides vital services and social activities for seniors.
I am here to talk a little bit more about, and get some more answers around, why we are not implementing the changes necessary to support seniors.
One statistic is that 39% of seniors in Canada are single. Just to clarify, I am defining these seniors as being 65 and older with no partner: single, widowed or divorced. Of these single seniors I am referring to, women are disproportionately represented, for many reasons. One is that they live longer. Another point that is important is that singles need two-thirds of the income of couples to maintain a similar lifestyle to their coupled counterparts.
I think of Margaret, a constituent in my riding who is widowed. She is living off OAS and CPP. She shared with me that she has all these expenses that just keep adding up. She is asking herself when it will stop. She pays $800 each month for prescription drugs. She asked herself if she will be forced to reduce her prescription medications due to their high cost. Margaret has various health conditions that require monitoring by a health professional but she no longer has a family doctor, so she has nobody to turn to for necessary ongoing health concerns. She shared with me that she is suffering and feels like she has been pushed to the side and is not getting any help.
Currently what we see in place is that coupled seniors are experiencing tax advantages, rightfully so. They are able to make the most of their money, through income splitting of pension income, for example, which reduces the amount of taxes that each partner pays, and makes them both often eligible for full OAS payments with no clawbacks. They are able to transfer between portfolios like RRSPs, RRIFs and TFSAs.
Single seniors, on the other hand, are not able to take advantage of these same tax rules. For example, they are not able to split their full pension income. They pay full taxes on pensions, which increases the probability of OAS clawbacks. Ultimately, they are receiving less income. There are multiple ways in which single seniors, just because of their relationship status, are being placed in a position of further disadvantage.
Seniors have contributed to our communities in endless ways. At this time in their lives, more than ever, they should not have to worry about having the funds to make ends meet or about their loved ones not having access to the funds intended for them when they pass.
The question I asked the Prime Minister when he was here earlier was why single seniors are not receiving the same tax advantages as their coupled counterparts. Why is the Liberal government not making the necessary changes to ensure that seniors are not disadvantaged based solely on their relationship status?
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- Mar/28/23 2:30:54 p.m.
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Mr. Speaker, with the cost of food and housing soaring, Canadian seniors are being left behind. In my riding of Nanaimo—Ladysmith, seniors tell me they cannot make ends meet. To make matters worse, for seniors who are disproportionately women, widowed or single, costs are even harder to keep up with, yet they pay more in taxes than their coupled counterparts.
Will the Prime Minister end these discriminatory tax rules, implement equitable tax benefits and finally start supporting seniors?
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- Oct/6/22 12:24:35 p.m.
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Madam Speaker, I appreciate the emphasis on seniors, and I most definitely mentioned this, although it may have been missed, in my speech. I spoke of seniors who are living off of fixed incomes, who are feeling the burden of the cost of living continuing to increase while the income they are receiving remains fixed and, by far, does not bring in enough to make ends meet.
Absolutely, anything that we can do to provide seniors with dignity and respect into their retirement, and to ensure that they are able to put food on their tables, I am in support of. I would be happy to continue the conversation with my colleague from the Bloc.
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- Sep/23/22 11:15:24 a.m.
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Mr. Speaker, it has become almost impossible for many in my riding to keep up with rising costs. Right now in Nanaimo—Ladysmith, the demand for urgent assistance for seniors at risk of homelessness is increasing at an alarming rate.
The SHINE program at the Nanaimo Family Life Association sees approximately five referrals for seniors who are homeless or at immediate risk. This is per week. These referrals are only a glimpse into the hardships. Stigmatization, blame and barriers make it difficult to access help.
Seniors contribute to our communities in endless ways, but instead of being treated with the respect they deserve, they are being left without the most basic necessities such as a place to call home.
When will the Liberals stop propping up wealthy investors and CEOs who treat housing as a commodity? Housing is a basic human right and needs to be treated as such. Seniors deserve better.
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- Jun/10/22 2:09:27 p.m.
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Mr. Speaker, I am thankful for the opportunity to rise today to discuss such an important issue. I am disappointed, to be frank, that my colleague across the floor did not support my colleague's amendment to add a much-needed guaranteed livable basic income to this motion.
We know seniors are asking for real solutions. Across Canada, more and more seniors are struggling to make ends meet. Despite a lifetime of hard work and contributions to our communities, seniors are unsure how they are going to pay for their groceries, keep a roof over their head and pay their bills. Is this the example we wish to show our children? It is shameful. Seniors deserve to retire with dignity.
In my riding of Nanaimo—Ladysmith, seniors represent almost a quarter of our population. Too many seniors in our communities are struggling to make ends meet. In Nanaimo, for example, the average cost of a two-bedroom apartment has more than doubled over the last six years. An average one-bedroom rental now costs over $1,500 a month. For seniors living on a fixed income, these costs mean cuts elsewhere, such as in groceries or their life-saving medications.
Seniors cannot wait for relief. Why do we keep talking about study after study when we know seniors need action now? Seniors contacting my office have been clear: They want to be treated with dignity and be able to afford to get by. That is why I am so glad that my NDP colleague put forward this amendment for a guaranteed livable basic income so that seniors can be treated with the respect they deserve. I hope that this conversation and this solution continue after this debate today.
Seniors with British citizenship in Nanaimo—Ladysmith and across Canada, as another example, are losing their hard-earned money every month. This is the result of their U.K. pensions being frozen because they live in Canada. If they still lived in the U.K. or almost anywhere else in the world, these pensions would be indexed and would continue to increase year after year, but because Canada never reached an agreement with the U.K., these pensions have been frozen.
Pat, a well-loved and respected 91-year-old constituent in Nanaimo—Ladysmith, continues to contribute in our communities in so many ways. Pat grew up in New Malden, U.K. She left school and went to work at 16 years of age, paying into the U.K. pension plan for two decades before coming to Canada. She began drawing her pension at retirement, as one would expect, and has been receiving the same amount every month for 30 years, which is about 119 pounds or $190 Canadian per month. As a result, Pat lives well below the poverty line and struggles to make ends meet.
I want to acknowledge all those advocating to the government to finally do better for the 127,000 and counting British pensioners in Canada, such as Ian Andexser, the president of the Canadian Alliance of British Pensioners and a constituent in my riding of Nanaimo—Ladysmith.
This is not a new problem. Ian and many others have been advocating a change for decades. Most recently, he called the Minister of International Trade, Export Promotion, Small Business and Economic Development to ensure that these frozen pensions are part of Canada's ongoing trade talks with the United Kingdom. While the government chooses inaction on this issue, contributing members of our communities are the ones left to suffer. This is not good enough.
As I conclude my remarks today, I want to thank the member opposite again for making sure that the struggles seniors are facing are recognized and discussed in this chamber. While I agree that the motion has the best of intentions, I want to stress that seniors who are losing their homes or skipping meals because they cannot afford their groceries should not have to wait for another study on this issue.
We know that the government can and should do more to be there for seniors. I really hope that the government reconsiders the NDP amendment to add the guaranteed livable basic income and ensure that we are finding real solutions so that every senior in Canada is able to live with dignity.
Another issue that is coming forward in my riding of Nanaimo—Ladysmith is around supporting seniors during the pandemic. When the pandemic hit, many seniors believed that their support system from the government would be there for them. The pandemic revealed that this was not the case, unfortunately.
One example of this occurred when seniors who relied upon the guaranteed income supplement, and rightfully accessed CERB during the pandemic, saw their benefits clawed back the next year. Despite seniors and advocates raising this concern for months, and the NDP pushing the government to do better, the government sat on its hands for months before addressing this problem. While I am glad to see that the government has moved forward to begin addressing the problem, it should never have come to this.
As members can see, there are endless tangible items that are being brought forward by seniors to my office. Seniors are asking us to make sure that we are putting in place solutions that afford them the dignity and respect that they deserve. I am apprehensive and concerned that we continue to implement study after study and we are not seeing that action necessary for seniors be put into place. I hope that we start seeing those actions put into place, and I thank the member again for the motion.
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- Mar/21/22 1:55:52 p.m.
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Mr. Speaker, I come to members today from the traditional territories of the Snuneymuxw First Nation.
Jocelyn is a constituent in my riding of Nanaimo—Ladysmith. She is the proud mother of two young children, ages three and four. She holds a university education and a strong desire to remain engaged and connected in our community. Unfortunately, Jocelyn was in multiple accidents, leaving her permanently disabled and unable to work. Even though she is currently getting a “deal” on her unaffordable and overpriced rental, she is left with just $500 a month, after her rent is paid, to meet her family's needs. Jocelyn said to me that all she is looking for is the certainty that her children will have food on the table and a place to call home.
In addition to Jocelyn being unable to make ends meet, she is unable to afford the medications prescribed by her doctor to help her with the physical symptoms from her accidents. It would cost $100 a month for the medications that could significantly improve her quality of life. For Jocelyn, $100 a month is well outside her means with her limited income. Instead, she had to find medication that was less costly and unfortunately also less effective at alleviating her symptoms. This is a vicious cycle that too many Canadians find themselves in. When Jocelyn recently told me about her experience, she described it as systemic violence, one where most Canadians are living paycheque to paycheque and are stuck in a vicious cycle of poverty. While many people struggle in the system, our richest and largest corporations earn record profits.
As we continue to debate this motion today, I hope members of the House will keep Jocelyn and others like her in mind. We must do better to make sure that Canadians have access to the basic supports they need. That starts with ensuring that everyone is paying their fair share. In our country, where we praise ourselves for taking care of each other and for our high quality of life, how is it that we are seeing so many like Jocelyn? Despite hard work and perseverance, they are still unable to have the basics: a home, food and medications. These are not luxuries; these are basic human rights.
Too many in my riding are struggling to make ends meet, and the pandemic has only amplified a crisis that was growing for years. The last Nanaimo Foundation's Vital Signs report from 2019, for example, showed a worrisome trend of an increase in the number of seniors struggling to make ends meet. We know this trend has only increased throughout the pandemic. We are seeing more seniors becoming homeless or on the edge of homelessness, unable to pay their bills or keep food in their fridges. It is heartbreaking to see seniors, who have worked tirelessly to age with dignity, be left with little hope of even having the basics like a place to call home.
Child poverty rates also continue to increase in Nanaimo—Ladysmith. Children are being left to suffer while large, wealthy corporations make more than ever. This is shameful. I ask my colleagues to take a moment to consider not only the immediate consequences, but the long-term implications of the increasing number of children being left to struggle in poverty. We are showing our children through our actions how to treat one another.
The Liberals and Conservatives tell Canadians that they are looking out for them, but we have seen countless times that this is only true if it does not cut into the profits of their corporate friends. By supporting this motion, they can show that they are ready to live up to their promises to Canadians. Today, they can help make sure that companies that have been squeezing Canadians at the pumps or at the grocery stores are supporting the public services people need.
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Madam Speaker, I am happy to hear about Larry specifically. I have many constituents in my riding of Nanaimo—Ladysmith with very similar stories to Larry's, so I am always happy to hear about what is happening in other ridings and to know, unfortunately, this story is not alone.
During the pandemic, we saw that, unfortunately, seniors are becoming poorer while the ultrarich are getting richer. Could the member please clarify whether it is now time for the ultrarich to pay their fair share and to finally provide seniors, like Larry, with what they need and deserve such as—
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- Feb/8/22 2:14:56 p.m.
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Mr. Speaker, Pat, a senior in Nanaimo—Ladysmith, is one of many seniors being punished for rightfully accessing CERB. As a result of GIS clawbacks, she is now left with a budget of only $70 a week for groceries. Since the clawbacks, she has barely been able to keep food in her fridge.
Organizations in my riding of Nanaimo—Ladysmith, such as Nanaimo Family Life, are working tirelessly to support vulnerable seniors throughout the pandemic. One of their frontline staff recently told me the GIS clawbacks were like pouring gasoline on an already dire situation for low-income seniors who are struggling with the affordability crisis. Pat and others like her should not be held responsible for the government's mistakes.
It is time for the government to do what is right and put this much-needed income back into the pockets of seniors now.
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- Jan/31/22 4:30:54 p.m.
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Madam Speaker, one thing I did not hear about in the member's speech was seniors. Specifically in my riding of Nanaimo—Ladysmith, seniors are losing their homes because of clawbacks to their GIS supplements. Canada's most cash-strapped seniors are being punished for receiving much-needed emergency pandemic benefits while companies rake in profits and sit on public funds off the backs of everyday Canadians, including at-risk seniors.
Can the member share when the government will do what is right and stop punishing seniors by excluding emergency pandemic benefits from the calculation of GIS eligibility?
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