44th Parl. 1st Sess.
May 2, 2023 10:00AM
- May/2/23 10:17:29 a.m.
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moved:
That, given that, after eight years of this Liberal Prime Minister's inflationary policies,
(i) inflation has reached a 40-year high and is forcing Canadians to cut back on the basic necessities of eating, and heating their homes,
(ii) monthly mortgage costs have more than doubled since 2015 and now cost Canadians an average of $3,000 per month,
(iii) Statistics Canada reports that "mortgage interest cost rose at a faster rate in March (+26.4%) […] this was the largest yearly increase on record as Canadians continued to renew and initiate mortgages at higher interest rates",
(iv) government fees, taxes and delays now add on average $200,000 to the cost of every new home in Canada,
(vi) nine out of 10 young people who do not own a home believe they never will,
(vi) nine out of 10 young people who do not own a home believe they never will,
(vii) recent reports state that a couple is paying $2,450 to rent a single room in a Toronto townhouse, that they have two other roommates, and they consider this an "excellent deal",
the House call on the government to make renting affordable and home ownership a reality for more Canadians by enacting policies that will remove big city gatekeepers, NIMBY local politicians who block construction of new housing, and unnecessary red tape by:
(a) tying federal infrastructure dollars for municipalities to the number of new homes built, and imposing clawbacks on municipalities who delay new home construction;
(b) tying federal funding for major transit projects to cities that pre-emptively "up-zone" lands around transit infrastructure for high-density housing so that young and middleclass people don't need to use cars; and
(c) making available 15% of under-utilized federal properties across Canada for new housing while guaranteeing an appropriate ratio of affordable units in the developments.
He said: Mr. Speaker, let me say at the outset that I find your ruling baffling. We have a member of Parliament who was threatened—
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- May/2/23 10:32:37 a.m.
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Madam Speaker, first, it would have been better if that government had done nothing. Nothing would have been better than what it did in reality.
If the member wants to compare records, when I was the responsible housing minister, housing costs were half of what they are today. The average mortgage payment required on the average house was $1,400, and now it is $3,000. The required amount of a person's paycheque to make monthly payments on a house was 39%, and now it is 70%. The average rent was $1,100, and now it is $2,200. The average down payment was a modest $22,000, and now it is $45,000. These are just the results.
It is true that the Liberals have far more expensive housing programs, but that is a double loss. It means that not only are homebuyers paying more; now taxpayers are paying more. Under the Conservatives, both of them would pay less.
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- May/2/23 10:37:07 a.m.
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Madam Speaker, the average veteran could buy a house for half of what he or she pays right now. Housing was actually affordable when we were in government.
When I was the responsible minister, people could get a house with half the mortgage payment, or rent an apartment with half the rent, or make half the down payment or spend a third less of their paycheque on monthly payments. That was the reality.
What we have now is a costly coalition of the Liberals and the NDP that protect the privileged by blocking housing construction. That is why the working class, the good, decent working class people who used to support the NDP, are abandoning that party as it has joined with the elitists over in the Liberal Party, and they are now standing for the common-sense Conservatives.
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- May/2/23 11:18:46 a.m.
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Madam Speaker, my colleague did ask me about this yesterday evening.
What I can tell him is that we all have a responsibility to ensure that more housing and more affordable housing is built. His question also relates to the whole issue of housing rights. There is also the question of the registry of owners, which is needed to curb speculation in the market in order to protect tenants' right to have reasonable rent and a decent, safe and, above all, affordable place to live.
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- May/2/23 11:48:34 a.m.
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Madam Speaker, I have gone through some tough times in my life, times when I had a dependent child who was in school and my husband and I were both in school and I was spending over 80% of my income on rent, so I know exactly what it is like and how difficult it can be to make ends meet at the end of the month.
A household should be spending no more than 25% to 30% of their income on rent. The problem with the existing funds and programs is that they do not cover all the blind spots. One of those blind spots involves giving subsidies to private contractors whose only objective is to make their apartment building profitable in less than five years.
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- May/2/23 12:26:30 p.m.
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Mr. Speaker, off the top, I want to note that I will be splitting my time with the member for Hastings—Lennox and Addington.
We have heard today that adequate, suitable and affordable housing provides stability and security, and contributes to the well-being of a person, yet that sense of security that comes with appropriate and stable housing is becoming further out of reach for many Canadians. This is particularly true when it comes to young Canadians.
Eight years into the Liberal government and its inflationary policies, we find ourselves in a genuine housing crisis. We just have to look at the facts to see how broken housing is here in Canada. The motion we are debating today clearly lays out how desperate housing has become under the Liberal government’s leadership. The average rent for a two-bedroom apartment in the 10 biggest cities has almost doubled since it has taken office. Monthly mortgage costs have also doubled in that time. The cost of owning a home is, on average, 60% of a person’s income, making home ownership out of reach for even more Canadians. In fact, nine out of 10 young Canadians have given up on the dream of home ownership entirely.
With inflation soaring at a 40-year high, it is cutting into the paycheques of Canadians, driving up costs and limiting purchasing power. Let us not forget the Liberal government’s inflationary carbon tax, which is also driving up the cost on everything and constraining household budgets. Of course, the government's deficits are driving up mortgage rates. With higher interest rates, many families are struggling to make their mortgage payments. The current reality is that, under the Liberal government’s leadership, rent has become ever more unaffordable and home ownership ever less attainable.
The critical need for housing exists across the continuum of housing. Because this shortage exists in every stage of housing, there are Canadians living in housing that is not suitable to their circumstances, but they are unable to transition. Supply is simply not meeting demand, and existing programs have not closed the gap.
When it comes to chronic homelessness, the Auditor General’s report from last fall portrayed a very bleak assessment of the effectiveness of the Liberal government’s policies and leadership on the housing file. The Auditor General found that CMHC could not determine whether or not its programs were improving housing outcomes for vulnerable Canadians and preventing chronic homelessness. The reason for that was it did not know who was benefiting from the initiatives.
In that same AG report we found that Infrastructure Canada and Employment and Social Development Canada could not assess the success of their programs either. These departments were not using up-to-date data on homelessness to assess their effectiveness. The report makes clear there is minimal federal accountability on the goals set out by the Liberal government in its national housing strategy, and it is not clear who the lead is on these files. ESDC and CMHC are not coordinated, and the disconnect between these two entities is a recipe for failure.
We know the Liberal government loves a good photo op and a big announcement. Of course, big targets and ambitious goals sound great, but all the targets in the world will not achieve results without a plan and real leadership as a driving force to bring them home. The Parliamentary Budget Officer reported that six of the main national housing strategy programs have barely spent 50% of their budgeted amount. If the funding envelope exists but is not being utilized, that gap points to a problem in the structure and delivery of these programs. We hear about how long it takes for applications to be processed. A lengthy processing time can negatively impact the viability of a project. Inflation is soaring, costs are going up, taxes are going up and labour is limited.
All of those factors have a direct impact on project costs and their timelines. When we delay getting shovels in the ground, costs go up and, at some point, projects are no longer viable.
We also often hear about unnecessary red tape and the bureaucratic hoops that are required to access CMHC programs. There is certainly a red tape problem when applicants need to hire high-priced consultants to successfully navigate the application process, and that is an issue. It means smaller communities and community groups are at a major disadvantage because they do not have the resources needed to navigate the bureaucracy that is CMHC. In practice, this is yet another obstacle in increasing the supply of housing in Canada. The lack of housing supply is driving up prices and directly contributing to the lack of affordable housing options.
The Canada Mortgage and Housing Corporation has said that Canada needs 5.8 million new homes by 2030 to restore affordability. To build those new homes, we need to have skilled tradespeople to do the work. Unfortunately, there are significant labour shortages across industries and sectors. Whether it is health care workers, child care workers or tradespeople, workforce shortages are a recurring priority that comes up in just about every single meeting that I have in my office.
With the shortage of skilled tradespeople, the construction industry is not immune. A targeted workforce strategy that has immediate and also long-term solutions is critical. There needs to be a comprehensive plan in place to ensure we have the necessary skilled tradespeople to build new houses. That strategy should include a plan to work with provinces to ensure that our federal immigration system is attracting immigrants with skills in the trades. However, it also needs to include a plan to work with the provinces to speed up the credential recognition process so they can fill those immediate needs in our economy and relocate as needed.
Every level of government has a role to play in addressing the current housing crisis in our country. Certainly, all levels of government need to work in co-operation to achieve meaningful results. That requires strong leadership at the federal level. It is time for a federal government that is less focused on announcements and more focused on results. We need to remove government gatekeepers who are blocking home building.
Municipal governments are on the front lines of housing and have direct impact on the construction of new homes. The federal government can help remove municipal gatekeepers by creating greater incentives for municipalities to build houses.
The federal government is providing billions of dollars annually to municipal governments. Those federal infrastructure dollars should mean a result of the new construction of homes. A system that rewards construction and discentivizes delays will ensure progress.
The federal government also has thousands of buildings that are being underutilized, buildings that could be better used to meet today’s housing demands. The Conservatives have proposed selling off 15% of underutilized federal buildings to increase the supply of affordable housing. These Conservative solutions will help make real progress and close the gap between the growing demand and the shortage in supply.
As the housing crisis grows, we need to see focused and effective leadership at the federal level. The housing minister is always quick to stand in the House and talk about the Liberals' big announcements, but the facts speak for themselves. The demand for housing is growing and the supply is not keeping pace. Rent and mortgages are becoming more and more expensive and the Liberal government has failed to deliver efficient and effective programs.
The Conservatives have a plan. We have proposed practical solutions to address the growing housing crisis. It is time for effective federal leadership that will remove gatekeepers and cut unnecessary red tape so we can get houses built.
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