Thank you to the member of the opposition offering backbone injections to get us to speed on this. My question is, where was that courage when 12 years of Liberal government did not see that crisis coming?

Today, what we live in is a result of bad planning, not seeing the crisis, not seeing it coming, not planning for it, not trying to mitigate the shortage which we are in now, which should be taken care of via the planning you were talking about, the urban planning you’re talking about, the city planning you’re talking about, which we didn’t see happening for 12 years.

Now my question is, are you going to join us to try to solve that issue before it’s too late?

I’m very happy and very delighted to stand to support Bill 97, Helping Homebuyers, Protecting Tenants Act. Today, as we see the dream of owning your own home become so far—all my constituents in Erin Mills, when they come to speak to me, they speak about the house prices. They talk about, “How can we imagine that our kids will have houses in our neighbourhood? We want our kids to be in Mississauga, close to their family.” Now, the smallest house in Mississauga maybe became higher than $1 million, which is not achievable for even a middle-class family with two members of the family working and having income.

When we look into this current situation in the market, it is due to lack of availability, lack of variation and different housing options. When I came to Canada 28 years ago and I decided to—at some point, when I get back to my profession—buy a house, and we were a one-family income at the time because my wife was still studying to do her credentials as a doctor, we managed to buy a house.

I used to take a tour—when I was working for Tim Hortons night shifts in the morning, I would tour in the neighbourhood, and I liked some street. I said, “This street with a park and everything looks nice. I like that street and I would love to maybe someday buy a house in this neighbourhood.”

When we decided to start looking, I tried to always look into that street. The real estate agent kept coming back and saying, “No, we can’t. There’s no availability on that street.” Of course, the first question any real estate agent asks you when you ask to buy a house, they ask you, “What’s your budget? What’s the range of the price?” We put a range which can be affordable to us. One day, I was crossing the street and found an on-sale sign on one of the houses in the street I liked, and I called the real estate agent. I said, “This is the house I want. I want this house.”

The guy checked and came back to me. He said, “Your taste is much higher than your budget.” He said, “This is beyond the budget you talked about.” I said, “Let’s just let me see it.” I wanted to walk in. Anyway, he got me a visitation, and we managed to work out to put an offer on the house. At the time, we managed to get the house because of the 5% new homebuyer, which allowed us to put 5% only to buy the house. We put the offer and we got the house. It’s actually the house I still live in until today.

The moral of the story is, with one family income, with a newcomer—at the time I was three years, four years in the country. But the dream to own a house and grow roots, and start looking to settle and feel at home or “this is my future and this is my family home,” is the dream of every Ontarian. When I talk to even my kids now, who are—one of them is doing his internship and the other guy is in second year of dentistry. They have a concern. They have a concern about if they will be able to afford buying a house in Mississauga, or do they have to go further out to be able to afford housing.

This is what we are having today, a crisis situation. Availability of housing is not there. That’s causing pricing to go up.

A couple of months back—three months, I believe—there was a house on sale on my street. Out of curiosity, as soon as the for-sale sign came, I checked the asking price, just to know what’s the average of my house, because it’s very similar—two houses from my house. When it got sold, I called and I said, “Can you check, please, and tell me how much it was sold for?” And it was sold above the asking price: $480,000 above asking price—some $400,000-plus above the asking price. Why? He said there were 12 bets, that 12 people betted on the house to get the house.

Why is there no availability? Everybody sees, “That’s a house, looks like the house I want, the size I want, the price I want. I will continue bidding until I get it.” That will drive the house price up.

This government has been trying very hard to come up with solutions for a crisis we are tackling in hand now. It’s not the first bill. Actually, this government put four housing bills before this one.

We put the More Homes for Everyone Act, which is to protect homebuyers from unethical development practices and accelerating development timelines to get more homes built faster.

We put the Strong Mayors, Building Homes Act, empowering municipal leaders at first-tier cities to work more effectively with the province to reduce timelines for development and standardize processes and address local barriers to increasing the supply of housing.

The third one was the More Homes Built Faster Act. To help with the crisis, towns and rural communities grow with a mix of ownership and rental housing types that meet the needs of all Ontarians, from single-family homes to townhouses and mid-rise apartments.

Then we came up with the fourth, which was the Better Municipal Governance Act, which allowed a province-appointed facility in some of our fastest-growing regions—Durham, Halton, Niagara, Peel, Waterloo and York—to help determine the best way to extend these powers into two-tier municipalities.

And that’s the fifth piece we are having in hand. Madam Speaker, we have a crisis in hand now, and we are expecting to receive 500,000 new immigrants for the next three years. That’s almost like 1.5 million new people coming to Canada. How many of those will be coming to Ontario? The estimate and the statistics are showing that between 40% and 60% of those go into the three biggest or four biggest cities, because it’s very normal.

Any newcomer, any new immigrant is looking for more services, easier transportation, easy access to malls and groceries and any aspect of life he needs. He most probably will be taking English classes and going to school, doing his credentials, studying, so he needs full access to many, many ranges of service. That’s why they will come to the big cities. They will come to Mississauga. They will come to Toronto. Mississauga especially has been receiving a lot of new immigrants; Mississauga and Oakville are receiving lots of new immigrants, especially Arabic speakers, Middle Eastern, which made housing prices go up because there’s a huge demand. Everybody wants to come to the area where they think they will be settling in in the new country. So we are expecting more and more. We are expecting to see more immigrants coming to Mississauga. There is no more land in Mississauga to build on. We have to intensify, add more density to be able to accommodate more residents in Mississauga.

Also, we are building a lot of infrastructure transportation projects. LRT, GO train extensions and adding more tracks for GO trains will allow more people to be able to live in Mississauga and work in Toronto or work somewhere else. These are the facts we have in hand today. We need to tackle that.

This piece of legislation is actually adding to all the different pieces we added before to be able to accommodate this growth. It’s not going to happen in a day and night; it’s going to take time. But when we look at the other four pieces of legislation we’ve brought, when we look at the trends and see what happened based on those four pieces, starting in 2019, the first one, till the last one, which was very late last year, there is an increase in the rental housing market in 2022. Last year, Ontario surpassed 96,000 housing starts, the second-highest number since 1988; 15,000 new purpose-built rentals.

Doesn’t that tell us that this is the right direction? We are walking in the right direction. We are going in the direction where we are accelerating, encouraging, creating a good environment for investors and developers to start putting together projects, getting shovels in the ground and getting those units available for utilization very soon. I think adding more in this direction is needed. We tried to address the crisis with the last pieces. This piece is another building block in this suite of legislation which is allowing more housing to be built.

We are looking into new changes to help Ontarians to be able to buy a new home, to have their own house. When we look into the exact pieces that this legislation will add, we are proposing some changes to the Planning Act so we can facilitate priority projects. It gives the minister some authority to exempt individual projects from certain provincial policies, and specifies zoning as part of the MZOs. This is to, again, accelerate some of the projects which we feel go with the plan we are putting out. It requires homebuilders to work with the provincial land and development facilitator to come to an agreement. So we are adding some facilities so that they can negotiate and get things done faster.

Integrate some of the government policies into the single provincial planning statement: Developers were complaining that every city, every region has its own policies. After they satisfied the provincial requirements, then they face some different requirements in their region or their city. That’s kind of duplicating some of the work they are doing. So we are integrating this provincial policy statement and A Place to Grow plan for the greater Golden Horseshoe. We’re providing a variety of housing options, adding employment zones, density near transit stations—so where there is a transit station, we’ll allow more density to be built around that.

Also, to help accelerate the projects we have in hand, we are freezing some of the provincial fees to reduce costs to start the projects. There are 74 different provincial fees that will be frozen if this bill passes, including the Ontario Land Tribunal and the building code.

Now, we are having another issue at hand, which is because of COVID. Because of stopping the evictions because of the economic situation during those two or three years of COVID, we have a huge backlog in the Landlord and Tenant Board, the landlord-tenant tribunal. We needed to accelerate that because we have been receiving emails from tenants, saying, “I have been waiting for six months, seven months, eight months.” And those issues always have some financial burdens, either on the tenant or the landlord.

So we appointed about $6.5 million to hire an additional 40 adjudicators, which is double the number we have, and five administration staff. The process and scheduling and resolving applications will be faster. We will be able to clear the backlog which accumulated through the three years. We’re also improving the service standards and the client experience with the landlord and tenant tribunal.

Also, we have an issue at hand which we are tackling in this piece of legislation. Some of the older buildings don’t have air conditioning, and the majority of time, the landlord or the management company or the owner of the unit do not allow the tenants to install their air conditioning—in multiple different ways. Either we don’t know if the circuit can accommodate it or the price of the unit includes the utilities, so that any equipment added will cause electricity bills to go up and we don’t want to install that.

It was a negotiation between the tenants and the landlords, especially when the case is older people. Like all the people, they actually suffer in the summer, during the summer months. My mom used to—it’s still in the rental unit to date. We had to install her air conditioning unit, a mobile one, so that she can afford the weather in the summer, especially that her apartment is facing the sun. At least six hours of the day, the sun is coming through the front windows. So we had to go through some arrangements.

If the landlord is understanding, it goes well. If they don’t or they are not co-operative, it becomes an issue. If this bill passes, it actually gives the tenant the right to install an air conditioning unit on the window, of course, with all the precautions needed for protecting the electric circuits and the fire hazards and everything else. That’s not negotiable. But the fact that he has the right to install an air conditioner will give them that right. And, even if the rent is including the electricity costs, they might have to pay some costs—again, to be negotiated. During that period of time, the two or three months, they might have to pay some costs for the electricity. That basically will allow a good portion of renters to be able to install air conditioning during summer months.

Also, if this bill passes, we are proposing some changes on the deposit insurance for first-home savings accounts at Ontario credit unions. There are 1.7 million Ontarians who are members of credit unions. They are putting in savings. So we are opening that, allowing Ontarians to save up to $40,000 towards buying new homes.

In summary, Madam Speaker, I think this bill will add another building block towards solving or tackling the crisis of housing. Maybe it’s not the only piece, maybe it’s not a bulletproof solution, but it’s at least a building block towards solving some of the issues. Also, it will work with other pieces, and maybe other pieces will be coming to tackle other parts of the problem. When we look into what we did, I think no government did as much as we did to tackle the housing crisis. After 12 years of Liberal government that did not do anything towards it, even planning—I don’t think they even saw that crisis coming at the time. Now, we are in the crisis. We have to move fast.

According to the University of Toronto, the Smart Prosperity Institute predicted Ontario will need a total of 1,506,400 net new homes by 2031, which is much nearer than the 1.5 million our government committed to in the next 10 years. So in summary, I think this is a good move. We need more steps towards solving this crisis, tackling the crisis. The status quo is not an option. We have to come up with solutions. It’s maybe not the final solution, but it’s a step towards finding a suitable solution for the crisis. I really hope that the opposition comes to the table and tries to work with us hand in hand. As Premier Doug Ford said, we need all hands on deck to be able to solve this issue.

Thank you very much to the member from the opposition. I disagree with you that adding more adjudicators will not solve the problem, because what we have is a backlog. We used to have a specific number of cases per month, but during the COVID time, we had been receiving this number, but it’s waiting. There’s nothing that can be done about it. Because of COVID, we stopped everything, all the evictions. Now we have a backlog. This backlog, as soon it’s clear, we will go back to the normal levels of cases.

In regard to disputes between landlords and tenants, I don’t think there’s anything that will solve that issue. It’s going to continue, but we need to be more clear in the guidelines of the legislation so that it lowers the chances of having a dispute.

Thank you very much to my colleague for the question. Again, I would like to go back and say that tenant protection is part of that legislation. We are doubling the fines for the bad players, for the landlords who are trying to do fake evictions to get people out of their units. We are trying to add, if this legislation passes, some measures so that tenants can go back to their units after renovations.

This is not actually the first piece we did. Before, in More Homes for Everyone, we protected homebuyers from unethical development practices, like if a developer, for example, put a unit for sale and then they went up in price, they’d try to return the down payments and resell the unit. This is going to be—

To be honest with you, even in our city of Mississauga, the majority of the time, the city, the municipality itself does this reduction for those specific cases, not-for-profit or rental. They do this reduction in—

Starting with the More Homes Built Faster Act, we did actually include the strictest and most comprehensive fines for bad actors across Canada. These are the highest fines in any province for the bad players in the landlords or the building developers, to make sure that we are protecting the homebuyers.

When we come to the tenants, again, if this piece of legislation passes, we are adding more protections for rental tenants suffering from the evictions, and they can go back after the renovations.

It’s not fair. I don’t think it’s an easy task to navigate through the municipalities to get approval to build anything—